How can 4C Budget help you?

The 4C Budget app helps you to foresee the impact of todays transactions, on your budget over the next month and beyond. If you're thinking about purchasing a new mobile phone, enter the transaction into your budget and instantly see if it will cause a deficit in the future.

I'm a Gig Worker

Gig workers often have inconsistent schedules and income, which can make it challenging to establish a budget.  However, the 4C Budget app can help you estimate your future gig earnings and adjust them as you earn them.  This way, your balances will instantly recalculate, giving you an accurate budget status.  It’s a great tool to help you stay on top of your finances and avoid overdrafts.

I live Check-to-Check

When living paycheck to paycheck, it can be challenging to establish a budget. One mistake can lead to an overdraft and a domino effect of financial issues. This is often the result of spending money that was allocated for a future expense. The 4C Budget app allows you to input your purchase amount and see how it will impact your budget. It’s a great tool to help you stay on top of your finances and avoid overdrafts.

I want to increase my savings.

The key to growing your savings is to make regular incremental transfers from your budget surplus into savings. Treat savings as a regular "expense" and schedule the transfer before you inadvertently spend it on other non-essential items. The 4C budget app can help you make these scheduled transfer a part of your budget.

You don't want the hastle of managing every transaction.

4C Budget is a budgeting tool that allows you to manage your key expenses and deposits while grouping miscellaneous items into easy to manage buckets. You can set your new balance on a regular basis and the tool will recalculate your estimated balance for every day over the next year. This way, you can keep track of your finances without having to manage every transaction.

Why is this application free?

This version of the application just has the basics for managing a budget.  We feel creating and managing a budget is critical for your future and we want to make it easy for you to get started.  We do plan to have upgrades that will provide managing virtual accounts, jointly managing your budget with a partner, and storing your information securly in the cloud. We will probably charge a fee or embed adverting in those versions, but first we want to make sure we've have the basics perfect.  We welcome your feedback and suggestions.'.